The standard American plan for a successful life is to work hard to get good enough grades to be accepted into a decent university, then to stay just sober enough to get a college degree, so that you can replace your biological parents’ support and guidance with an employer’s support and guidance.
It may seem important to choose a position with an employer that matches your skills and interest, but Americans expect their employers to make all the difficult personal decisions for them, so you need to choose an employer that is going to take good care of you.
Your personal finances are crucial to your well being, and your employer will set up a retirement account for you known as a “401k”, which has some great tax benefits. Your employer will choose from hundreds of financial services companies to determine the best company to manage your account. They will work with this company to narrow down the tens of thousands of investment opportunities to the five mutual funds that make the most sense for you, so that you don’t have to think so hard about your single most important investment.
Your employer will probably decide that you should be automatically set up to contribute a few percent of your paycheck every two weeks to fund this 401k account, because studies show that many employees don’t elect to contribute on their own. And if you decide to contribute even more to you retirement, your employer-parent will reward your good behavior with an employer match. So, in effect, your allowance goes up when you make the “right” decisions.
Your health is also important to you and your employer, so in America your employer will give you two roughly equivalent health insurance options (basically you decide whether you want to pay up front, or pay up later). The health insurance your employer chooses for you chooses for you which doctors you can visit, so it is crucial that you ensure that your future employer will make good decisions about you and your family’s health. Of course, the employer can change this coverage at any time, so it really doesn’t matter what research you do up front, since you will be at the mercy of their whim later.
Your employer knows that you might also have a family to take care of, so it will select some life insurance for you, along with some short term and long term disability insurance. Your employer knows that you need exercise, so it will probably work out a membership deal with a gym for you. Your employer knows that a you will feel better about yourself as a person, if you volunteer your time in the community, so it will either set up volunteer opportunities, or give you a few hours a month of company time to do fulfilling work.
The most important aspect to look into when choosing which company to work for, is whether or not they will pay for your next college degree, so that you can quit as soon as you have finished it and find a new and better ersatz parent.